Helping people to have an income when they are unable to earn an income!

Tom Heinecke, CLU®, RHU®, ChHC® is an independent insurance agent that offers a variety of coverages and solutions. With 36 years of experience, Tom is dedicated to providing personalized plans to suit your needs and your budget.

Tom works with the top insurance companies so he can offer his clients the best coverage for them. Tom's clients are located all across Minnesota, giving him a great feel for the insurance landscape. Tom designs plans with a focus on compliance, low costs, and tax-efficiency, which he combines with personalized insurance advice aimed at helping clients make better informed decisions.